Skip to Page Content

Event Details

    May 2021: The WA State Long Term Care Trust: An Employer’s Guide

    Date: May 12, 2021, 11:45am – 1:00pm
    Mt. Baker Chapter of SHRM
    LIVE Virtual Webinar
    Wednesday May 12, 11:45am - 1:00pm
    $15.00 for attendees, $5.00 for students
    Event Type:
    iCal link
    Add to Calendar

    The WA State Long Term Care Trust: An Employer’s Guide

    Washington is the first State in the Nation to create a Long Term Care Trust program, and will be funded 100% through an employee-paid payroll tax. Most working Washingtonians will be eligible for these LTC benefits once they have paid into the Trust for a minimum of 10 years. The LTC Trust does allow for individuals to apply for a waiver from the LTC Tax, but they must show that they have their own LTC insurance coverage. And the onus is then on the employee to provide their employer with a copy of the State’s waiver.

    Our speaker will cover a myriad of topics, including the typical provisions of LTC insurance, what services Medicare and Medicaid do and do not pay for with regards to LTC-type needs, and the eligibility and benefits of the LTC Trust. Rounding out the hour will be a review of the payroll tax itself, how to document waivers, and what the options are for your non-W-2 employees (such as partners).

    The session will help you be prepared for the questions your company may soon be receiving from your employees with regards to the tax, the opt out, and the benefits provided under the LTC Trust program.

    Take-aways or learning outcomes:

    • An understanding of why LTC benefits are needed, due to Medicare and Medicaid limitations

    • How employees can opt out, and the self-employed can opt in

    • How the new tax, as well as the State waivers, will affect your payroll processing.

    Presented by: Sandy Wood, CBES

    Sandy Wood is President and Chief Benefits Consultant of The Benefits Academy. She has worked in and around the benefits field since 1990, as a benefits analyst, service representative, agency owner, operations manager, product developer for a private healthcare exchange, and benefits producer. Now she serves as a consultant to agents, brokerage firms, insurance carriers, and benefits-related vendors.

    Sandy is a licensed insurance agent in the states of Washington and Oregon and holds her Certified Employee Benefits Specialist designation. She is the 2012 Past President of the International Society of Certified Employee Benefit Specialists Governing Council and served nationally on both the ISCEBS Strategy Committee and the IFEBP CEBS Committee. Sandy was the President of the Pacific NW Chapter of ISCEBS in 2009, 2018, and 2019. She has presented educational programs at national ISCEBS Symposiums as well as locally for PNW ISCEBS, SSAHU, SHRM, and AWB. Other training has included on-site education sessions for Human Resources personnel and insurance carrier/broker training.

    Generously Sponsored by: San Juan Cruises

    San Juan Cruises is a locally owned and operated company based in Bellingham, WA that operates four deluxe tour vessels: Victoria Star, Chinook, Salish Express and Salish Sea. We started back in 1987 as Gray Line Cruises, operating from the Semiahmoo Resort in Blaine, WA. In 1989 the company moved to the Alaska Ferry Terminal, located in the historic Fairhaven District in Bellingham. For many years we operated boats between Bellingham, the San Juan Islands and Victoria, BC.




    • Event Cost: $15.00
    • Student: $5.00
    • Board Member: FREE


            *Mt. Baker SHRM is recognized by SHRM to offer Professional Development Credits (PDCs) for the SHRM-CPSM or SHRM-SCPSM. This program is pending approval for 1 PDCs for the SHRM-CP or SHRM-SCP.

    For more information about certification or recertification, please visit

       *This program is pending approval for 1 General HRCI credit

    The use of this seal is not an endorsement by the HR Certification Institute of the quality of the activity.  It means that this activity has met the HR Certification Institute’s criteria to be pre-approved for recertification credit

    To Cancel an Existing Reservation send the names of the attendees and the date of the event you cannot attend to

    The legal information provided by speakers at our monthly meetings is a service to our members, their guests and other attendees. It is intended to be a source of general information, not opinion or legal advice on any specific situation and does not create an attorney-client relationship with any individual. If you would like more information about any of the legal topics, you are urged to consult with an attorney who is experienced in the particular area of interest. If you need assistance with human resource or labor relations functions, we may be able to refer you to an experienced consultant.